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Awesome Profit Potential in These Overlooked Asian Markets! Minimize
 
The                        Sovereign Society Offshore A-Letter
 

Tuesday, March 27, 2007
Vol. 9 No. 74
In Today's Letter:
Comment : Awesome Profit Potential in These Overlooked Asian Markets!
Currencies : Global Growth Question Marks
Privacy : Your Pension Plan Could Be in Danger
Awesome Profit Potential in These Overlooked Asian Markets!

Today's comment is by Eric Roseman, Investment Director for The Sovereign Society and editor of Global Mutual Fund Investor.

Dear A-Letter Reader,

Without a doubt, one of the hottest areas I'm looking at for the next few years remains the Asia Pacific Basin.

It was just 10 years ago that Asia was reeling from its worst economic crisis ever. But what a difference a decade makes. Since then, markets in this dynamic region have managed to do a complete 180 degree turn. In fact, you could argue that as Asia labored to dramatically improve its balance sheet since 1998 other regions have deteriorated, including many European countries and the United States.

From Shanghai to Singapore, the majority of countries have resurrected their economies from the near abyss a decade ago. Many countries continue to amass record foreign exchange reserves, bulging trade surpluses with the West and soaring stock markets. The bourses are also extremely cheap in countries like Japan, Thailand and Taiwan. Not to mention many of these countries continue to harbor undervalued currencies supported by generally healthy trade and budget balances.

This bullish cocktail of positive economic data should compel value investors to park their long-term wealth in Japanese yen, Thai baht and Taiwan dollars in local stock markets.

Property, Property, Property!

But even other regional markets, though not as extraordinarily cheap as Japan, Thailand and Taiwan, also offer great values in real estate.

Singaporean REITs, one of TSI's most profitable investments in Asia since last August, continues to attract substantial foreign direct investment dollars because the local real estate market is still cheap compared to other major cities worldwide. I plan on using additional market corrections to add to our Singaporean REITs, including Singapore's largest office building complex, which I visited in February.

Hong Kong REITs appear to have bottomed and offer excellent value now, after suffering last year amid the spectacular rise in domestic Chinese shares as conservative investors fled income-producing securities. In the April issue of TSI , I'm recommending one of Hong Kong's most undervalued REITs, down more than 15% from its initial public offering last year.

And Japan offers not only exceptional values in smaller companies following a 30% beating in 2006, but also in REITs.

For the first time in 16 years, the Japanese real estate market posted an increase in land values in 2006. Combined with an undervalued yen and modest income distributions, I'm also looking at buying Japanese commercial REITs in 2007.     

Best Thing that Could Have Happened for Thai Stocks!

In addition to Japanese smaller stocks, which remain in the buy-zone, Thai and Taiwanese stocks are equally distressed. And they're distressed for entirely different reasons.

In Thailand, the military government botched their foreign-exchange controls last December. The Thai government tried to depreciate the Thai baht, and sent their stocks plummeting 15% instead. But with the recent appointment of a market-friendly finance minister and a gradual reversal of exchange controls, Thai equities are poised to lift off.

Bangkok stocks are now Asia's cheapest. They're trading at just 10 times trailing earnings and paying a 4.6% dividend. I expect the Thai baht to decline later this year versus the U.S. dollar and other foreign currencies following a dramatic rally since last year. With the Bank of Thailand now cutting interest rates to boost the economy, the time to buy depressed Thai stock has arrived.

Dot.com Bust Sunk This Economy -
But It's Headed for a Reprieve

In Taiwan, investors can purchase the only regional market than remains 35% off its all-time high almost 17 years ago.

Stocks in Taipei were hammered by the dot.com bust from 2000 to 2002. Now they trade for a song. Taiwan is a very large semiconductor manufacturing center, which is mainly supported by huge Chinese companies pouring billions into the economy.

The United States is also a significant investor in Taiwan. In fact, many U.S. multinationals are parked here. At some point, I expect Taiwanese stocks to post a major recovery, and like the rest of Asia, catch up with other hot global markets almost overnight as stocks post a lightening rally. Many blue-chip stocks in Taiwan trade at book-value or less, pay dividends in a strong currency and are rich with cash.

I'm extremely bullish long-term for Asia. This region has paid its economic dues over the last 10 years and now serves as a model for economic prosperity with over US$1.8 trillion dollars in combined foreign exchange reserves.

Cheap currencies, attractive stock market valuations and booming economic growth mean a portion of your investment dollars belong in Asia. At the Total Wealth Symposium May 2-5, I'll show you what to buy, how to invest and more importantly, how to sow the seeds for some serious long-term capital gains.  

ERIC ROSEMAN, Investment Director

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Currencies

Global Growth Question Marks

One of the key questions currency traders are wrestling with right now is this: If the U.S. is no longer the engine fueling the world economy, can the world economy stay on track?

If the answer is yes, than it likely means more bad news for the U.S. dollar, and good news for the euro and a slew of other currencies. But the jury is still out on that question.

Players who believe in the global growth story point to Germany's relatively strong cyclical momentum. Confidence continues to rise among the business sector in Germany despite a recent hike in the country's VAT (value added tax) and an already strong currency that's likely pressuring the price of German exports e.g. cars and machine tools.

According to Bloomberg, the euro is slightly higher this morning because business confidence in Germany is growing.

Germany, and the euro zone, is sending an increasing share of their exports to China (and vice versa). And China is chugging along nicely, with no let up in sight. So certain traders believe that even if the U.S. economy heads into the hopper, China and Europe can go it alone.

Not so fast say the global growth ex-U.S. pessimists. Morgan Stanley's Stephen Roach leads the charge here. They're basically saying "don't count on Asia to pick up the slack, when the biggest export buyer (the U.S.) is at risk."

The problem with speculating on sustainability of global growth, from the currency perspective, is that it seems to raise more questions than it answers. At what point will a falling dollar become self-defeating for Europe, as the Chinese yuan moves lower relative to the euro in almost lock-step as the buck falls?

What's the lag between a sharp slowdown in the U.S. and its impact on Europe or China? And just how "high" are the expectations among currency players that Europe's growth momentum is sustainable?  And if Europe's growth is derailed, in a global fashion, does it then raise the specter of more turmoil within the European Union (read Italy)?

And if growth in China surprises on the downside, does that spook an inordinate amount of funds out of the emerging markets that at the moment are happily invested based on the "solid fundamentals"? 

We can create scenarios. But let's not kid ourselves into believing we can "forecast" this stuff. Questions abound as we continue to search for answers! We think the best we can do now is to watch expectations of the players and how reality of the markets play out against those expectations. That's where the best clues are likely to be found. I'll keep you updated here in the A-Letter - stay tuned! 

JACK CROOKS, Currency Director

Privacy&Rights

 Your Pension Plan Could Be in Danger

It's easy to get lulled into a false sense of security about your U.S. pension plan. After all, O.J. Simpson got to keep his NFL pension, even after he allegedly killed two people, right?

Don't take that protection for granted. While pension plans that qualify for protection under the federal ERISA statute (e.g., 401(k) plans and defined benefit plans) enjoy very strong creditor protection, that protection isn't absolute.

But if a government agency is after your assets, ERISA protection melts like butter. For example, ERISA won't protect against federal tax levies and criminal forfeiture judgments. Nor will ERISA protect against federal court orders for "restitution" in white-collar crime cases.

If you live in a community property state such as California, the situation is much worse, because an innocent spouse can lose his or her community property interest in an ERISA-qualified plan.

Here's what happened in a recent California case.

The IRS placed a US$300,000 levy against a man named Jerry McIntyre. When McIntyre didn't pay up, the IRS decided to collect against his pension.

Jerry's wife claimed that she owned half of his pension under the California community property law. And since the levy was against her husband, half of the pension should not be subject to the IRS lien.

Good argument, but the 9th Circuit Court of Appeals disagreed. Under California law, the "community estate" is liable for a debt incurred by either spouse before or during marriage, regardless of whether one or both spouses are parties to the debt or to a judgment for the debt.

That's bad enough, but the court went even further to imply that even ordinary creditors can penetrate ERISA qualified plans under California law. In other words, California law actually eliminates ERISA's asset protection!

It remains to be seen whether a similar situation exists in other community property states-although I suspect that it does.

I don't have a quick answer to those who are looking for a way to plan around this horrific decision, except to say that if you want to protect your assets, don't live in a community property state. If you do live in a community property state, do everything you can to keep your individual property out of the "community estate." (Individual or "separate" property is in most community property states property you owned before you were married, or inherited after your marriage.)

In the meantime, do everything you can to build a shield around your non-pension assets to protect them from legal predators.

If you don't, any creditor of your spouse can grab your property, too...including your "asset protected" pension.

MARK NESTMANN, Privacy Expert & President of The Nestmann Group
www.nestmann.com

P.S. One way you can protect your pension or retirement plan is to take it offshore. If you're interested in pursuing this option, our retirement expert Larry Grossman will be on-hand in Panama at our Total Wealth Symposium May 2-5, to tell you step by step how to do it. Click here to learn more.  

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